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Terms & Conditions

GROWTH RATE is a registered Copy Rights, which operates the Web site located at and related application programming interfaces (API’s), mobile applications and online services (the “Website”). The terms “We” / “Us” / “Our”/” Company” individually and collectively refer to GROWTH RATE and the terms “You” /”Your” / “Yourself” refer to the users/visitors. Before registering with us please carefully read and understand the Terms and Conditions of use (“terms”) and the privacy policy of the Company with respect to the use of the Website, application, services and products.
This document is an electronic record published in accordance with the provisions of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing the Rules and Regulations, Privacy Policy and Terms of Service for access or usage of the Website and being generated by a computer system, it does not require any physical or digital signatures. Your continued use of the Website is conditioned upon Your compliance with the Terms and conditions of use (”terms”), including but not limited to compliance with the terms even after alterations, if any.
The Terms, along with the Privacy Policy, and any other guidelines made applicable to the Website from time to time, constitute the entire agreement between the GROWTH RATE and You with respect to Your access to or use of the Website.
In the event of any discrepancy between the Terms and any other policies with respect to the Website or Services or products, the provisions of the Terms shall prevail. If You do not agree with the terms& condition of use, please do not use this Website, mobile application or avail any of our services.
Services Overview is an online platform where users can gain access to Economics study material for XI & XII CBSE that help them study, revise, practise and test. The User can register themselves online and then gain access to the study material after purchasing the relevant subscriptions available on the platform. The use of this Website and the products purchased on this Website is subject to the following terms:
Account Registration
⦁ In order to use the Website, you must register for an account on our Website.
⦁ At the time of registration, you will provide the information that is true, current, and complete and You agree to keep this information up-to-date at all times.
⦁ To give notifications on various important updates We may contact You through sms, email and call. You hold GROWTH RATE non liable to any liabilities including financial penalties, damages, expenses in case the contact details are not current or updated.
⦁ You are solely responsible for maintaining the confidentiality of Your account and registration details, and You will be responsible for all activities that occur under Your account.
⦁ Unauthorized use of this Website may give rise to a claim for damages and/or be a criminal offence.
⦁ Any access to our Website / Services/products through registrations/subscription is non- transferable.
Eligible User
⦁ You are at least 18 years of age. If You are a minor and wish to use our Website, products or services, such use shall be made available to You by Your legal guardian or parents.
⦁ Users previously suspended or removed from the Website by GROWTH RATE, minors, un-discharged insolvents etc. are not eligible to use our products or services.
⦁ If it is discovered that that You are under the age of 18 years and You have not obtained consent of Your parent / legal guardian or the information provided by You is inaccurate, in that case, GROWTH RATE reserves the right to terminate Your subscription and / or refuse to provide You with access to the products or services.
⦁ GROWTH RATE will not be responsible for any consequence that arises as a result of misuse of any kind of our Website/ Services /products by the User including a minor.
Study Material /Content
⦁ The study material /content of this Website is for user’s general information and use only.
⦁ The study material /content is subject to change without notice.
⦁ You acknowledge that study material, content or information and materials may contain inaccuracies or errors.
⦁ GROWTH RATE does not guarantee the correctness, timeliness or completeness of the study material, content or information whatsoever offered or found on this Website.
⦁ Use of this Website for any particular purpose or any study material / content / information or materials on the Website is entirely at User’s own risk, for which We shall not be liable.
⦁ User shall be responsible to ensure that any study material/ content /information available on this Website meet User’s any kind of requirements.
⦁ We expressly exclude liability for any inaccuracies or errors to the fullest extent permitted by law.
⦁ Your use of our Website/Services/ Products, & content is solely for Your personal and non-commercial use and use for any other purpose other than for personal purposes is prohibited.
⦁ GROWTH RATE also reserves the right and discretion to make any changes/corrections or withdraw/add contents at any time without notice. You agree that the GROWTH RATE shall not be liable to You or any third party for any modification, suspension or discontinuance of the Application/Services. All prices are subject to change without notice.

Transactions on the Website are secure and protected. The User’s credit and debit card information is not received, stored by or retained by the GROWTH RATE / Website in any manner. This information is supplied by the User directly to the relevant payment gateway which is authorized to handle the information provided, and is compliant with the regulations and requirements of various banks and institutions and payment franchisees that it is associated with.

Copy Right
⦁ This Website contains material which is owned by us. This material includes, but is not limited to, the design, layout, look, appearance and graphics.
⦁ All information, content and material, including the software, text, images, graphics, video and audio are property of GROWTH RATE. No information, content or material from our Website, services and products may be copied, downloaded, reproduced, modified, republished, uploaded, posted, transmitted or distributed in any way without obtaining prior written permission from GROWTH RATE
Links to The Other Sites
⦁ In order to make it convenient for You to access further information, We may on our Website, from time to time include links to other Websites. We do not endorse those Website(s) and take no responsibility for the content of the linked Website(s).
⦁ We may associate Your GROWTH RATE account with Your social media account in the event You have granted the permission to link such accounts
⦁ These terms are for our Website only. Terms and conditions of other Websites are beyond our control and You are advised to read their privacy policy and terms and conditions before using those Websites. We shall in no way be responsible in way for Your use of such sites.
⦁ You will not create a link to this Website from another Website or document without GROWTH RATE prior written consent.
Refer & Earn’ Program
⦁ Our Refer & Earn Program allows registered users to earn bonus points when they purchase a subscription or a subscription is purchased by a user referred by them. Earned bonus points can be redeemed through the various offers available on the platform from time to time.
⦁ We reserve the right to modify or terminate this program at any time without prior notice. We also reserve the right to deny a claim to the offer at our sole discretion, for misuse of the offer, and We shall not be obliged to give an explanation for the same.
⦁ Refer & Earn Program shall be governed by the terms and conditions declared under Refer & Earn Policy at
⦁ In case of any query regarding the offer, please email us at ⦁
Modifications in the Terms and Conditions
⦁ GROWTH RATE reserves the right, at its own discretion, to change, modify, add, or remove portions of the Terms at any time.
⦁ User shall be responsible to check the Terms and any Guidelines periodically for changes.
⦁ By continuing to use the Website after the posting of changes, you agree and accept such changes.
⦁ For any material changes to the Terms, GROWTH RATE will make reasonable effort to provide notice to You of such amended Terms.
Limitation of Liability and Damages
⦁ You agree to indemnify, defend and hold harmless this Website/company including but not limited to its affiliate vendors, agents, directors and employees from and against any and all losses, liabilities, claims, damages, demands, costs and expenses (including but not limited to legal fees) arising out of, or in connection with, Your use of and access of the Application/Website/Services; Your violation of any term of these Terms or any other policy of the Company; Your violation of any third party right, including without limitation, any copyright, property, or privacy right; or any claim that Your use of the Application/Website/Services has caused damage to a third party.
⦁ In no event shall the GROWTH RATE, its officers, directors, employees, partners or agents be liable to You or any third party for any special, incidental, indirect, consequential or punitive damages whatsoever, including those resulting from loss of use, data or profits or any other claim arising out, of or in connection with, Your use of, or access to, the Website.
⦁ In the event of Your breach of these Terms, the Company shall be entitled to obtain an injunction against such a breach from any court of competent jurisdiction.
⦁ You understand that the violation of these Terms may result in immediate suspension or termination of Your Account
⦁ Violation of these Terms could also result in civil or criminal liability under applicable laws and in such instances, the GROWTH RATE may also disclose Your Account Information if required by any Governmental or legal authority.
⦁ The Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.
⦁ The Terms shall be subject to the exclusive jurisdiction of the competent courts located in Jaipur and You hereby accede to and accept the jurisdiction of such courts.
⦁ Notice: All notices served by the GROWTH RATE shall be provided via email to Your account or as a general notification on the Application. Any notice to be provided to the GROWTH RATE should be sent to ⦁

You acknowledge and undertake that You are accessing the services on the Website and transacting at Your own risk. You expressly understand and agree that, to the maximum extent permitted by applicable law this Website, the application and the services are provided on an “as is” basis with all faults and without any warranty of any kind. The GROWTH RATE hereby disclaims all warranties and conditions with regard to the Website, application/products and the services, including without limitation, all implied warranties and conditions of merchantability, fitness for a particular purpose, title, accuracy, timeliness. Performance, completeness, suitability and non-infringement. Additionally, the GROWTH RATE shall not be liable for any damages arising out of or in connection with the use or performance of this site, or the application or the services. Your use of any information or materials on this Website/application/services/products is entirely at Your own risk, for which We shall not be liable. It shall be Your own responsibility to ensure that services provided by us meet Your specific requirements.
Any feedback You provide with respect to the Application shall be deemed to be non-confidential and You will not be entitled to any compensation or reimbursement of any kind from the GROWTH RATE for the feedback under any circumstances, unless specified.
In case of any queries about this Agreement, you can e-mail us at

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