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Privacy Policy

General
GROWTH RATE is a registered Copy Rights, which operates the web site located at http://www.growthrateeconomics.in and related application programming interfaces (API’s), mobile applications and online services (the “Website”). The terms “We” / “Us” / “Our”/” Company” individually and collectively refer to GROWTH RATE and the terms “You” /”Your” / “Yourself” refer to the users/visitors.
We respect the privacy of Your personal information and recognize Your need for appropriate protection and management of any personally identifiable information You share with us. This privacy policy governs Your use of the Website www.growthrateeconomics.in and the other associated applications, products and services managed by the Company.
All visitors to www.growthrateeconomics.in (Website) are advised to read and understand our Privacy Policy carefully, as by accessing the Website You agree to be bound by the terms and conditions of the Privacy Policy and consent to the collection, storage and use of information relating to You as provided herein.
By providing us Your Information or by making use of the facilities provided by the Website, You hereby consent to the collection, storage, processing and transfer of any or all of Your Personal Information and Non-Personal Information by us as specified under this Privacy Policy. You further agree that such collection, use, storage and transfer of Your Information shall not cause any loss or wrongful gain to You or any other person.
If You do not agree with the terms of this Privacy Policy, please do not use this Website, mobile application or avail any of our services.
User Information
In order to register with the Website or purchase any product from this Website, You are required to provide the following information which includes, but is not limited to:
⦁ Name;
⦁ User name;
⦁ Password;
⦁ Date Of Birth;
⦁ Mobile number;
⦁ Board, School, Class, subject and syllabus details;
⦁ E-mail address;
⦁ Banking details;
⦁ Correspondence Address
This privacy policy also applies to data we collect from users who are not registered as users of the Website, including, but not limited to, browsing behaviour, pages viewed etc. The Website also requests for permissions while linking Your GROWTH RATE account with Your social media account, the information shall be collected directly from Your social media account in the event You have granted the permission to link such accounts.
www.growthrateeconomics.in has many features that provide for users to disclose their identities on their social media account or communicate with other users. Your use of such features and disclosure of any personal details (eg. Name, Rank, score, school name etc.) by You through these features are at Your sole risk and www.growthrateeconomics.in accepts no responsibility for the same. However, if Your privacy has been intruded as a result of participating in such features, You could notify us by e-mail at info@growthrateeconomics.in.
Such information will not be considered as sensitive if it is freely available and accessible in the public domain or is furnished under the Right to Information Act, 2005 or any other law for the time being in force.
The Information as supplied by the users enables us to improve our sites and provide You the most user-friendly experience.
We use an outside payment processing company to bill You for the services. We are committed to keeping all such sensitive data/information safe at all times and ensure that such data/information is only transacted over secure site of approved payment gateways which are digitally encrypted, and provide the highest possible degree of care available under the technology presently in use.
Further, transacting over the internet has inherent risks which can only be avoided by You following security practices Yourself, such as not revealing account/login related information to any other person, sharing of One Time Passwords (OTPs) etc.
You shall, at any time while using the Application/Services/products, also have an option to withdraw Your consent given earlier to us to use such Personal Information. Such withdrawal of the consent is required to be sent in writing to us at info@growthrateeconomics.in. In such event, however, the Company fully reserves the right not to allow further usage of the Application or provide any Services/products thereunder to You.
Cookies
To improve the responsiveness of the sites for our users, we may use “cookies”, or similar electronic tools to collect information to assign each visitor a unique, random number as a User Identification (User ID) to understand the user’s individual interests using the Identified Computer. A cookie cannot read data off Your hard drive.
Our web servers automatically collect limited information about Your computer’s connection to the Internet, including Your IP address, when You visit our site. (Your IP address is a number that lets computers attached to the Internet know where to send You data — such as the web pages You view.) Your IP address does not identify You personally.
We use this information to deliver our web pages to You upon request, to tailor our site to the interests of our users, to measure traffic within our site and let advertisers know the geographic locations from where our visitors come.
Most browsers are initially set up to accept cookies, but You can reset Your browser to refuse all cookies or to indicate when a cookie is being sent. Some of our features and services may not function properly if Your cookies are disabled.
Our advertisers may also assign their own cookies to Your browser (if You click on their ads), a process that we do not control.
Links To The Other Sites
Our policy discloses the privacy practices for our own web site only. Our site may provide links to other websites also that are beyond our control. We shall in no way be responsible in way for Your use of such sites.
Information Sharing
We share the sensitive personal information to any third party without obtaining the prior consent of the user in the following limited circumstances:
(a) When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing these Terms; for complying with the applicable laws and regulations.
(b) We propose to share such information within its group companies and officers and employees of such group companies for the purpose of processing personal information on its behalf. We also ensure that these recipients of such information agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.
(c) To contact You from time to time, to provide You with the Services, important information, required notices and marketing promotions.
Information Security
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data.
All information gathered on our Website is securely stored within our controlled database. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information You supply will not be intercepted while being transmitted to us over the Internet. And, of course, any information You include in a posting to the discussion areas is available to anyone with Internet access.
Modifications / Changes to the Privacy Policy
The internet is an ever-evolving medium. We may change our Privacy Policy from time to time to incorporate necessary future changes. You are advised to review this Policy regularly for any changes, as continued use is deemed approval of all changes.
Grievance Redressal
Any complaints or concerns with regards to breach of these terms shall be immediately informed to info@growthrateeconomics.in.

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